Terms & Conditions

01 Definitions

• "Agreement" — these Terms & Conditions, together with any engagement letter or service confirmation issued by us.
• "Website" — the website located at https://maliadvoa.club and all associated pages.
• "User" — any individual who accesses the Website or contacts Mali Advocates.
• "Client" — a User who has entered into a formal engagement with Mali Advocates for the provision of Services.
• "Content" — all text, documents, data, and other materials displayed on or accessible through the Website.

02 Acceptance of Terms

By accessing or using this Website, or by engaging our Services, you confirm that:

• You are at least 18 years of age.
• You have the legal capacity to enter into a binding agreement.
• You agree to be bound by these Terms in their entirety.

If you do not agree with any part of these Terms, please do not use this Website or engage our Services.

03 Description of Services

Mali Advocates provides specialist legal support in pension protection matters in Thailand. Our current service offerings are:

Services are available to persons with pension matters connected to Thailand. Specific scope and deliverables for each engagement are confirmed in writing before work commences.

04 User Responsibilities

When using this Website or engaging our Services, you agree to:

• Provide accurate and complete information when making an enquiry or entering into an engagement.
• Not use the Website for any unlawful purpose or in any way that could damage, disable, or impair its functioning.
• Not attempt to gain unauthorised access to any part of the Website or its related systems.
• Not reproduce, distribute, or commercially exploit any Content from the Website without our prior written consent.

05 Intellectual Property

All Content on this Website — including text, design, layout, and imagery — is the property of Mali Advocates or its licensors. Nothing in these Terms transfers any ownership of intellectual property to you.

You are granted a limited, non-exclusive licence to view and use the Website for personal, informational purposes only. Any use beyond this requires our written consent.

06 Payment Terms

Fees for services are as listed on our website and confirmed in any engagement letter we issue. All fees are quoted and payable in Thai Baht (฿).

• A deposit may be required before work commences, as specified in the engagement letter.
• Payment methods and timing will be set out in your engagement letter.
• Refund requests will be considered on a case-by-case basis in accordance with the stage of work completed at the time of request.

07 Service Delivery Terms

Mali Advocates will carry out all services with reasonable professional skill and care. Please note:

• Timelines for pension matters depend partly on the responsiveness of third parties — pension funds, government bodies, and regulators — and cannot always be forecast with precision.
• We will keep you informed of progress and any developments that affect the scope or timeline of your matter.
• Any significant change in scope will be discussed with you before proceeding.

08 Disclaimers

The content on this Website is provided for informational purposes only and does not constitute legal advice. No client-solicitor relationship is formed through your use of the Website alone.

While we provide considered, professional guidance, the outcome of any pension matter depends on the specific facts, the applicable regulations, and decisions made by third parties. We do not promise any particular outcome from our involvement.

This Website is provided "as is". We make no representation that it will be error-free, uninterrupted, or free from technical issues, though we take reasonable steps to maintain its reliability.

09 Limitation of Liability

To the extent permitted by applicable Thai law, Mali Advocates shall not be liable for:

• Indirect, incidental, or consequential losses arising from your use of the Website.
• Losses arising from matters beyond our reasonable control, including the decisions of pension funds, government bodies, or courts.
• Technical failures of the Website or interruptions to Website availability.

Nothing in these Terms limits liability for fraud, death or personal injury caused by negligence, or any other matter that cannot lawfully be excluded.

10 Termination

Either party may bring a service engagement to a close by providing reasonable written notice. Upon termination:

• Fees for work completed up to the date of termination will remain payable.
• We will return your documents promptly and maintain confidentiality obligations.
• Clauses relating to intellectual property, liability, and dispute resolution survive termination.

11 Governing Law & Dispute Resolution

These Terms are governed by the laws of the Kingdom of Thailand. Any dispute arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Bangkok, Thailand.

We always prefer to resolve concerns informally in the first instance. If you have a concern about any aspect of our services, please contact us at [email protected] and we will aim to respond within five business days.

12 General Provisions

• Entire Agreement: These Terms, together with any engagement letter, constitute the entire agreement between us on their subject matter.
• Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions continue in full effect.
• Waiver: Our failure to enforce any provision does not constitute a waiver of our right to enforce it in future.
• Assignment: You may not transfer your rights or obligations under these Terms to any other person without our written consent.

13 Changes to These Terms

We may update these Terms from time to time to reflect changes in our services or applicable law. The revised version will be posted on this page with an updated "Last Updated" date. Continuing to use our Website or Services after the updated Terms are posted constitutes your acceptance of them.

14 Contact

For questions about these Terms or our Services, please contact us: